Privacy Statement

SEMCO Financial is committed to protecting your privacy and giving a safe online experience. This Statement of Privacy applies to the SEMCO FINANCIAL Web site and governs data collection and usage. By using the SEMCO FINANCIAL website, you consent to the data practices described in this statement.

Collection of your Personal Information

SEMCO FINANCIAL collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. SEMCO FINANCIAL also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by SEMCO FINANCIAL. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by SEMCO FINANCIAL for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the SEMCO FINANCIAL Web site.

SEMCO FINANCIAL is not responsible for the privacy statements or other content on Web sites outside of the SEMCO FINANCIAL and SEMCO FINANCIAL family of Web sites.

Use of your Personal Information

SEMCO FINANCIAL collects and uses your personal information to operate the SEMCO FINANCIAL Web site and deliver the services you have requested. SEMCO FINANCIAL also uses your personally identifiable information to inform you of other products or services available from SEMCO FINANCIAL and its affiliates. SEMCO FINANCIAL may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

SEMCO FINANCIAL does not sell, rent or lease its customer lists to third parties. SEMCO FINANCIAL may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party.

SEMCO FINANCIAL does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

SEMCO FINANCIAL keeps track of the Web sites and pages our customers visit within SEMCO FINANCIAL, in order to determine what SEMCO FINANCIAL services are the most popular. This data is used to deliver customized content and advertising within SEMCO FINANCIAL to customers whose behavior indicates that they are interested in a particular subject area.

SEMCO FINANCIAL Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary.

Security of your Personal Information

SEMCO FINANCIAL secures your personal information from unauthorized access, use or disclosure. SEMCO FINANCIAL secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure.

Changes to this Statement

SEMCO FINANCIAL will occasionally update this Statement of Privacy to reflect company and customer feedback. SEMCO FINANCIAL encourages you to periodically review this Statement to be informed of new information.

Contact Information

SEMCO FINANCIAL welcomes your comments regarding this Statement of Privacy. If you believe that SEMCO FINANCIAL has not adhered to this Statement, please contact SEMCO FINANCIAL at admin@SEMCO Financial.com. We will use reasonable efforts to promptly determine and remedy the problem.